Last Updated: March 20, 2026
Gulf Geoexchange & Consulting Services ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide when you:
- Submit a contact or application form
- Request information about our lending services
- Communicate with us via email or phone
- Subscribe to marketing communications
Personal information may include:
- Name and business name
- Email address and phone number
- Business address and contact details
- Financial information relevant to lending applications
- Tax identification numbers and business documentation
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and usage, including:
- IP address and browser type
- Operating system and device information
- Pages visited and time spent on our site
- Referring website and navigation patterns
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate lending applications
- Communicate with you about our services and your account
- Provide customer support and respond to inquiries
- Send marketing communications (with your consent)
- Improve our website, services, and customer experience
- Comply with legal and regulatory requirements
- Prevent fraud and maintain security
3. SMS & Text Message Communications
If you opt in to receive SMS/text messages from Gulf Geoexchange & Consulting Services:
By providing your mobile phone number and expressly consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from Gulf Geoexchange & Consulting Services, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Costs: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: You may opt out at any time by replying STOP to any text message. After opting out, you will receive one final confirmation message.
Help: For assistance, reply HELP to any message or contact us at bruce@gulfgeoexchangeconsultingservices.com
Consent Not Required: Consent to receive SMS/text messages is NOT a condition of purchasing any goods or services from Gulf Geoexchange & Consulting Services.
Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Information Sharing and Disclosure
Third-Party Service Providers
We may share your information with trusted third-party service providers who assist us in operating our business, including:
- Credit reporting agencies and financial institutions
- Technology and hosting service providers
- Payment processors and banking partners
- Professional advisors (attorneys, accountants, auditors)
These service providers are contractually obligated to use your information only as necessary to provide services to us and to protect your information.
Legal Requirements
We may disclose your information when required by law or in response to:
- Subpoenas, court orders, or legal processes
- Regulatory or governmental inquiries
- Requests from law enforcement
- Protection of our legal rights and safety
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
5. Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encryption of sensitive data in transit and at rest
- Secure server infrastructure and access controls
- Regular security audits and vulnerability assessments
- Employee training on data protection practices
While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.
6. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Opt-Out: Unsubscribe from marketing communications at any time
- Data Portability: Request a copy of your information in a portable format
To exercise these rights, contact us at bruce@gulfgeoexchangeconsultingservices.com
7. Marketing Communications
If you opt in to receive marketing emails or SMS messages, you may unsubscribe at any time by:
- Clicking the "unsubscribe" link in any marketing email
- Replying STOP to any SMS message
- Contacting us directly at bruce@gulfgeoexchangeconsultingservices.com
Please note that even if you opt out of marketing communications, we may still send you transactional or service-related messages (e.g., loan status updates, account notifications).
8. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site usage. You can control cookie preferences through your browser settings.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
10. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The "Last Updated" date at the top of this page indicates when the policy was last revised. We encourage you to review this policy periodically.
12. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Gulf Geoexchange & Consulting Services
2407 N Concord Rd Suite 101
Belle Chasse, LA 70037
Email: bruce@gulfgeoexchangeconsultingservices.com